Call reports 2010
1ST STATE BANK — 2010
What 1ST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 159,927,000 | 162,332,000 | 166,357,000 | 159,868,000 |
| Total loans | 123,222,000 | 124,137,000 | 125,112,000 | 123,001,000 |
| Allowance for loan losses | 1,705,000 | 1,293,000 | 1,465,000 | 1,492,000 |
| Securities available for sale | 4,898,000 | 4,007,000 | 3,438,000 | 4,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,303,000 | 126,110,000 | 129,207,000 | 122,546,000 |
| Interest-bearing deposits | 104,362,000 | 103,392,000 | 100,970,000 | 94,587,000 |
| Noninterest-bearing deposits | 21,941,000 | 22,718,000 | 28,237,000 | 27,959,000 |
| Equity capital | 15,324,000 | 15,357,000 | 15,527,000 | 15,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,925,000 | 3,886,000 | 5,927,000 | 7,976,000 |
| Interest expense | 715,000 | 1,416,000 | 2,105,000 | 2,731,000 |
| Net interest income | 1,210,000 | 2,470,000 | 3,822,000 | 5,245,000 |
| Noninterest income | 59,000 | 158,000 | 339,000 | 614,000 |
| Noninterest expense | 920,000 | 1,861,000 | 2,872,000 | 4,130,000 |
| Provision for loan losses | 240,000 | 580,000 | 820,000 | 1,030,000 |
| Pretax income | 193,000 | 271,000 | 553,000 | 783,000 |
| Income tax | 66,000 | 94,000 | 192,000 | 274,000 |
| Net income | 127,000 | 177,000 | 361,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,280,000 | 14,167,000 | 14,550,000 | 14,880,000 |
| Total capital | 15,878,000 | 15,460,000 | 16,015,000 | 16,372,000 |
| Risk-weighted assets | 127,714,000 | 129,802,000 | 131,610,000 | 131,624,000 |