Call reports 2005
1ST STATE BANK — 2005
What 1ST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 33,805,000 | 39,345,000 | 46,551,000 | 55,275,000 |
| Total loans | 20,104,000 | 26,754,000 | 33,095,000 | 38,026,000 |
| Allowance for loan losses | 231,000 | 306,000 | 381,000 | 456,000 |
| Securities available for sale | 6,714,000 | 8,860,000 | 9,310,000 | 9,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,701,000 | 28,430,000 | 35,948,000 | 44,938,000 |
| Interest-bearing deposits | 19,431,000 | 25,526,000 | 32,627,000 | 38,026,000 |
| Noninterest-bearing deposits | 3,270,000 | 2,904,000 | 3,321,000 | 6,912,000 |
| Equity capital | 8,999,000 | 8,788,000 | 8,473,000 | 8,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 309,000 | 775,000 | 1,345,000 | 2,028,000 |
| Interest expense | 108,000 | 296,000 | 552,000 | 883,000 |
| Net interest income | 201,000 | 479,000 | 793,000 | 1,145,000 |
| Noninterest income | 3,000 | 16,000 | 31,000 | 48,000 |
| Noninterest expense | 418,000 | 894,000 | 1,442,000 | 2,098,000 |
| Provision for loan losses | 59,000 | 134,000 | 209,000 | 284,000 |
| Pretax income | -273,000 | -533,000 | -827,000 | -1,189,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -273,000 | -533,000 | -827,000 | -1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,079,000 | 8,819,000 | 8,525,000 | 8,165,000 |
| Total capital | 9,310,000 | 9,125,000 | 8,906,000 | 8,621,000 |
| Risk-weighted assets | 24,929,000 | 33,382,000 | 40,157,000 | 43,312,000 |
Machine access — free, no API key
Every figure shown here about 1ST STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.