Call reports 2019
CITIZENS BANK, THE — 2019
What CITIZENS BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 250,935,000 | 248,139,000 | 245,920,000 | 252,412,000 |
| Total loans | 163,869,000 | 164,848,000 | 168,141,000 | 165,655,000 |
| Allowance for loan losses | 2,573,000 | 2,552,000 | 2,499,000 | 2,494,000 |
| Securities available for sale | 6,000 | 5,000 | 5,000 | 4,000 |
| Securities held to maturity | 39,042,000 | 39,014,000 | 36,212,000 | 27,724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,869,000 | 212,245,000 | 209,205,000 | 215,191,000 |
| Interest-bearing deposits | 173,007,000 | 168,583,000 | 167,651,000 | 170,933,000 |
| Noninterest-bearing deposits | 42,862,000 | 43,662,000 | 41,554,000 | 44,258,000 |
| Equity capital | 34,109,000 | 34,727,000 | 35,441,000 | 35,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,515,000 | 5,084,000 | 7,757,000 | 10,436,000 |
| Interest expense | 423,000 | 886,000 | 1,388,000 | 1,931,000 |
| Net interest income | 2,092,000 | 4,198,000 | 6,369,000 | 8,505,000 |
| Noninterest income | 108,000 | 365,000 | 613,000 | 670,000 |
| Noninterest expense | 1,720,000 | 3,416,000 | 5,101,000 | 6,813,000 |
| Provision for loan losses | 0 | 50,000 | 70,000 | 70,000 |
| Pretax income | 480,000 | 1,097,000 | 1,811,000 | 2,292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 1,097,000 | 1,811,000 | 2,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,109,000 | 34,727,000 | 35,441,000 | 35,921,000 |
| Total capital | 35,990,000 | 36,585,000 | 37,339,000 | 37,821,000 |
| Risk-weighted assets | 149,803,000 | 147,969,000 | 151,254,000 | 151,475,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK, THE — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.