Call reports 2017
CITIZENS BANK, THE — 2017
What CITIZENS BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 256,797,000 | 258,168,000 | 255,752,000 | 259,685,000 |
| Total loans | 158,543,000 | 164,976,000 | 166,659,000 | 167,446,000 |
| Allowance for loan losses | 2,663,000 | 2,692,000 | 2,753,000 | 2,756,000 |
| Securities available for sale | 510,000 | 509,000 | 8,000 | 8,000 |
| Securities held to maturity | 41,141,000 | 41,607,000 | 39,447,000 | 42,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,040,000 | 224,630,000 | 221,482,000 | 224,748,000 |
| Interest-bearing deposits | 184,173,000 | 183,438,000 | 182,472,000 | 182,841,000 |
| Noninterest-bearing deposits | 39,867,000 | 41,192,000 | 39,010,000 | 41,907,000 |
| Equity capital | 31,776,000 | 32,481,000 | 33,124,000 | 33,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,746,000 | 7,242,000 | 9,710,000 |
| Interest expense | 259,000 | 531,000 | 818,000 | 1,112,000 |
| Net interest income | 2,060,000 | 4,215,000 | 6,424,000 | 8,598,000 |
| Noninterest income | 207,000 | 441,000 | 725,000 | 1,050,000 |
| Noninterest expense | 1,530,000 | 3,213,000 | 4,882,000 | 6,579,000 |
| Provision for loan losses | 0 | 0 | 180,000 | 330,000 |
| Pretax income | 737,000 | 1,443,000 | 2,086,000 | 2,738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 737,000 | 1,443,000 | 2,086,000 | 2,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,776,000 | 32,481,000 | 33,124,000 | 33,776,000 |
| Total capital | 33,686,000 | 34,441,000 | 35,082,000 | 35,777,000 |
| Risk-weighted assets | 151,979,000 | 156,049,000 | 155,906,000 | 159,390,000 |