Call reports 2006
CITIZENS BANK, THE — 2006
What CITIZENS BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 233,349,000 | 246,477,000 | 260,272,000 | 253,258,000 |
| Total loans | 175,281,000 | 189,166,000 | 191,298,000 | 185,498,000 |
| Allowance for loan losses | 2,217,000 | 2,340,000 | 2,455,000 | 2,561,000 |
| Securities available for sale | 21,841,000 | 20,917,000 | 18,871,000 | 18,795,000 |
| Securities held to maturity | 663,000 | 660,000 | 649,000 | 605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,986,000 | 215,016,000 | 222,819,000 | 220,782,000 |
| Interest-bearing deposits | 178,020,000 | 186,589,000 | 194,108,000 | 194,661,000 |
| Noninterest-bearing deposits | 28,966,000 | 28,427,000 | 28,711,000 | 26,121,000 |
| Equity capital | 21,934,000 | 22,873,000 | 23,574,000 | 23,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,282,000 | 8,896,000 | 13,840,000 | 18,901,000 |
| Interest expense | 1,528,000 | 3,227,000 | 5,214,000 | 7,353,000 |
| Net interest income | 2,754,000 | 5,669,000 | 8,626,000 | 11,548,000 |
| Noninterest income | 427,000 | 846,000 | 1,352,000 | 1,917,000 |
| Noninterest expense | 1,368,000 | 2,839,000 | 4,397,000 | 6,066,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 1,678,000 | 3,406,000 | 5,176,000 | 6,859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,678,000 | 3,406,000 | 5,176,000 | 6,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,575,000 | 23,526,000 | 23,768,000 | 23,927,000 |
| Total capital | 24,792,000 | 25,866,000 | 26,223,000 | 26,488,000 |
| Risk-weighted assets | 191,211,000 | 218,304,000 | 222,919,000 | 206,368,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS BANK, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.