Call reports 2002
SOUTHCREST BANK, NATIONAL ASSOCIATION — 2002
What SOUTHCREST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 143,986,000 | 146,117,000 | 147,878,000 | 148,689,000 |
| Total loans | 82,065,000 | 84,110,000 | 85,722,000 | 87,095,000 |
| Allowance for loan losses | 1,124,000 | 1,092,000 | 1,131,000 | 1,208,000 |
| Securities available for sale | 50,644,000 | 49,955,000 | 50,358,000 | 45,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,395,000 | 128,148,000 | 128,282,000 | 130,402,000 |
| Interest-bearing deposits | 107,377,000 | 106,719,000 | 106,928,000 | 107,511,000 |
| Noninterest-bearing deposits | 20,018,000 | 21,429,000 | 21,354,000 | 22,891,000 |
| Equity capital | 15,985,000 | 16,825,000 | 17,332,000 | 17,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,422,000 | 4,771,000 | 7,141,000 | 9,465,000 |
| Interest expense | 722,000 | 1,341,000 | 1,909,000 | 2,414,000 |
| Net interest income | 1,700,000 | 3,430,000 | 5,232,000 | 7,051,000 |
| Noninterest income | 364,000 | 708,000 | 1,070,000 | 1,457,000 |
| Noninterest expense | 1,176,000 | 2,476,000 | 3,741,000 | 5,023,000 |
| Provision for loan losses | 44,000 | 94,000 | 144,000 | 184,000 |
| Pretax income | 902,000 | 1,626,000 | 2,475,000 | 3,359,000 |
| Income tax | 271,000 | 482,000 | 735,000 | 1,012,000 |
| Net income | 631,000 | 1,144,000 | 1,740,000 | 2,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,510,000 | 14,847,000 | 15,363,000 | 15,889,000 |
| Total capital | 15,500,000 | 15,848,000 | 16,379,000 | 16,913,000 |
| Risk-weighted assets | 79,031,000 | 79,993,000 | 81,182,000 | 81,747,000 |
Machine access — free, no API key
Every figure shown here about SOUTHCREST BANK, NATIONAL ASSOCIATION — 2002 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.