Call reports 2025
CENTRAL NATIONAL BANK — 2025
What CENTRAL NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,275,478,000 | 1,286,738,000 | 1,386,409,000 | 1,502,874,000 |
| Total loans | 1,045,490,000 | 1,096,360,000 | 1,129,359,000 | 1,146,189,000 |
| Allowance for loan losses | 12,545,000 | 13,200,000 | 13,552,000 | 13,758,000 |
| Securities available for sale | 121,861,000 | 115,624,000 | 113,730,000 | 110,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,133,110,000 | 1,140,832,000 | 1,232,529,000 | 1,344,128,000 |
| Interest-bearing deposits | 935,057,000 | 937,971,000 | 1,027,132,000 | 1,143,519,000 |
| Noninterest-bearing deposits | 198,053,000 | 202,861,000 | 205,397,000 | 200,609,000 |
| Equity capital | 117,593,000 | 120,146,000 | 125,623,000 | 129,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 18,157,000 | 37,235,000 | 57,337,000 | 77,945,000 |
| Interest expense | 6,353,000 | 12,972,000 | 20,011,000 | 26,992,000 |
| Net interest income | 11,804,000 | 24,263,000 | 37,326,000 | 50,953,000 |
| Noninterest income | 544,000 | 1,209,000 | 1,811,000 | 2,458,000 |
| Noninterest expense | 5,706,000 | 11,569,000 | 17,609,000 | 23,671,000 |
| Provision for loan losses | 150,000 | 802,000 | 1,226,000 | 1,482,000 |
| Pretax income | 6,449,000 | 12,960,000 | 20,176,000 | 28,146,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,449,000 | 12,960,000 | 20,176,000 | 28,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,396,000 | 132,807,000 | 135,922,000 | 138,993,000 |
| Total capital | 142,878,000 | 145,887,000 | 149,347,000 | 152,876,000 |
| Risk-weighted assets | 997,756,000 | 1,045,440,000 | 1,073,007,000 | 1,109,882,000 |