Call reports 2024
CENTRAL NATIONAL BANK — 2024
What CENTRAL NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,205,671,000 | 1,195,718,000 | 1,311,231,000 | 1,293,302,000 |
| Total loans | 990,786,000 | 999,606,000 | 1,005,547,000 | 1,033,448,000 |
| Allowance for loan losses | 11,975,000 | 12,012,000 | 12,067,000 | 12,412,000 |
| Securities available for sale | 120,575,000 | 118,170,000 | 115,203,000 | 117,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,066,869,000 | 1,052,162,000 | 1,170,151,000 | 1,153,625,000 |
| Interest-bearing deposits | 885,387,000 | 856,901,000 | 968,553,000 | 958,383,000 |
| Noninterest-bearing deposits | 181,482,000 | 195,261,000 | 201,598,000 | 195,242,000 |
| Equity capital | 104,507,000 | 107,695,000 | 114,163,000 | 112,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,580,000 | 33,612,000 | 51,747,000 | 70,504,000 |
| Interest expense | 6,560,000 | 13,247,000 | 20,565,000 | 27,625,000 |
| Net interest income | 10,020,000 | 20,365,000 | 31,182,000 | 42,879,000 |
| Noninterest income | 525,000 | 1,090,000 | 1,735,000 | 2,353,000 |
| Noninterest expense | 5,355,000 | 10,714,000 | 16,119,000 | 21,699,000 |
| Provision for loan losses | 217,000 | 313,000 | 389,000 | 726,000 |
| Pretax income | 4,935,000 | 10,368,000 | 16,373,000 | 22,761,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,935,000 | 10,368,000 | 16,373,000 | 22,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,020,000 | 122,853,000 | 125,258,000 | 127,946,000 |
| Total capital | 132,765,000 | 134,516,000 | 137,100,000 | 140,208,000 |
| Risk-weighted assets | 938,704,000 | 931,984,000 | 946,397,000 | 980,102,000 |