Call reports 2023
CENTRAL NATIONAL BANK — 2023
What CENTRAL NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,190,929,000 | 1,173,339,000 | 1,214,200,000 | 1,186,640,000 |
| Total loans | 944,885,000 | 941,017,000 | 971,403,000 | 980,204,000 |
| Allowance for loan losses | 11,897,000 | 11,175,000 | 11,669,000 | 11,763,000 |
| Securities available for sale | 138,922,000 | 132,591,000 | 120,987,000 | 125,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 994,938,000 | 1,032,772,000 | 1,075,030,000 | 1,050,361,000 |
| Interest-bearing deposits | 758,738,000 | 824,956,000 | 868,092,000 | 862,749,000 |
| Noninterest-bearing deposits | 236,200,000 | 207,816,000 | 206,938,000 | 187,612,000 |
| Equity capital | 99,272,000 | 98,911,000 | 97,040,000 | 104,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 13,762,000 | 28,263,000 | 43,465,000 | 59,565,000 |
| Interest expense | 2,826,000 | 7,067,000 | 12,474,000 | 18,520,000 |
| Net interest income | 10,936,000 | 21,196,000 | 30,991,000 | 41,045,000 |
| Noninterest income | 525,000 | 1,089,000 | 1,683,000 | 2,248,000 |
| Noninterest expense | 5,240,000 | 10,454,000 | 15,614,000 | 21,035,000 |
| Provision for loan losses | 110,000 | 110,000 | 609,000 | 713,000 |
| Pretax income | 6,107,000 | 11,723,000 | 16,436,000 | 21,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,107,000 | 11,723,000 | 16,436,000 | 21,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,586,000 | 116,286,000 | 117,698,000 | 119,485,000 |
| Total capital | 126,253,000 | 127,646,000 | 129,522,000 | 131,186,000 |
| Risk-weighted assets | 933,135,000 | 908,314,000 | 945,436,000 | 935,396,000 |