Call reports 2022
CENTRAL NATIONAL BANK — 2022
What CENTRAL NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,290,483,000 | 1,252,204,000 | 1,260,080,000 | 1,241,477,000 |
| Total loans | 818,399,000 | 880,179,000 | 899,646,000 | 933,723,000 |
| Allowance for loan losses | 10,343,000 | 11,093,000 | 11,404,000 | 11,788,000 |
| Securities available for sale | 142,995,000 | 144,677,000 | 147,288,000 | 139,900,000 |
| Securities held to maturity | 9,480,000 | 9,495,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,094,027,000 | 1,064,316,000 | 1,061,631,000 | 1,046,882,000 |
| Interest-bearing deposits | 833,635,000 | 789,881,000 | 785,720,000 | 717,936,000 |
| Noninterest-bearing deposits | 260,392,000 | 274,435,000 | 275,911,000 | 328,946,000 |
| Equity capital | 95,083,000 | 90,232,000 | 91,456,000 | 94,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 9,535,000 | 20,240,000 | 32,395,000 | 45,711,000 |
| Interest expense | 912,000 | 1,747,000 | 2,703,000 | 4,156,000 |
| Net interest income | 8,623,000 | 18,493,000 | 29,692,000 | 41,555,000 |
| Noninterest income | 764,000 | 1,549,000 | 2,225,000 | 2,794,000 |
| Noninterest expense | 4,572,000 | 9,179,000 | 13,879,000 | 19,145,000 |
| Provision for loan losses | 348,000 | 1,095,000 | 1,405,000 | 1,789,000 |
| Pretax income | 4,443,000 | 9,697,000 | 16,541,000 | 23,295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,443,000 | 9,697,000 | 16,541,000 | 23,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,367,000 | 105,415,000 | 109,031,000 | 112,278,000 |
| Total capital | 113,710,000 | 116,508,000 | 120,307,000 | 123,959,000 |
| Risk-weighted assets | 829,225,000 | 890,817,000 | 901,940,000 | 934,372,000 |