Call reports 2020
CENTRAL NATIONAL BANK — 2020
What CENTRAL NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 962,471,000 | 1,095,368,000 | 1,105,675,000 | 1,129,950,000 |
| Total loans | 761,786,000 | 779,670,000 | 753,778,000 | 737,234,000 |
| Allowance for loan losses | 9,867,000 | 9,975,000 | 10,022,000 | 9,987,000 |
| Securities available for sale | 61,742,000 | 59,705,000 | 62,547,000 | 72,959,000 |
| Securities held to maturity | 2,124,000 | 12,120,000 | 16,150,000 | 16,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 809,942,000 | 928,920,000 | 936,485,000 | 942,245,000 |
| Interest-bearing deposits | 627,696,000 | 680,446,000 | 722,265,000 | 721,076,000 |
| Noninterest-bearing deposits | 182,246,000 | 248,473,000 | 214,219,000 | 221,169,000 |
| Equity capital | 87,805,000 | 90,522,000 | 93,243,000 | 94,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,399,000 | 20,551,000 | 30,501,000 | 40,509,000 |
| Interest expense | 1,878,000 | 3,536,000 | 5,040,000 | 6,437,000 |
| Net interest income | 8,521,000 | 17,015,000 | 25,461,000 | 34,072,000 |
| Noninterest income | 571,000 | 1,264,000 | 2,389,000 | 3,153,000 |
| Noninterest expense | 4,385,000 | 8,613,000 | 12,790,000 | 17,187,000 |
| Provision for loan losses | 276,000 | 476,000 | 522,000 | 522,000 |
| Pretax income | 4,468,000 | 9,232,000 | 14,579,000 | 19,552,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,468,000 | 9,232,000 | 14,579,000 | 19,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,352,000 | 89,500,000 | 92,231,000 | 94,088,000 |
| Total capital | 96,379,000 | 98,382,000 | 100,999,000 | 103,009,000 |
| Risk-weighted assets | 721,352,000 | 709,488,000 | 700,170,000 | 712,641,000 |