Call reports 2019
CENTRAL NATIONAL BANK — 2019
What CENTRAL NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 911,118,000 | 912,330,000 | 928,934,000 | 938,698,000 |
| Total loans | 746,131,000 | 759,284,000 | 763,554,000 | 758,918,000 |
| Allowance for loan losses | 9,277,000 | 9,462,000 | 9,572,000 | 9,604,000 |
| Securities available for sale | 66,796,000 | 65,939,000 | 66,052,000 | 63,196,000 |
| Securities held to maturity | 2,638,000 | 2,633,000 | 2,129,000 | 2,126,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 770,617,000 | 771,001,000 | 785,900,000 | 784,466,000 |
| Interest-bearing deposits | 604,974,000 | 607,582,000 | 622,638,000 | 617,845,000 |
| Noninterest-bearing deposits | 165,643,000 | 163,420,000 | 163,262,000 | 166,621,000 |
| Equity capital | 80,124,000 | 82,686,000 | 85,085,000 | 87,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,909,000 | 20,265,000 | 31,009,000 | 41,645,000 |
| Interest expense | 1,732,000 | 3,590,000 | 5,610,000 | 7,651,000 |
| Net interest income | 8,177,000 | 16,675,000 | 25,399,000 | 33,994,000 |
| Noninterest income | 449,000 | 938,000 | 1,475,000 | 2,070,000 |
| Noninterest expense | 4,122,000 | 8,168,000 | 12,209,000 | 16,412,000 |
| Provision for loan losses | 325,000 | 515,000 | 625,000 | 671,000 |
| Pretax income | 4,179,000 | 8,930,000 | 14,040,000 | 18,939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,179,000 | 8,930,000 | 14,040,000 | 18,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,610,000 | 82,540,000 | 84,733,000 | 86,514,000 |
| Total capital | 89,338,000 | 91,380,000 | 93,699,000 | 95,455,000 |
| Risk-weighted assets | 697,678,000 | 706,578,000 | 716,710,000 | 714,589,000 |