Call reports 2018
CENTRAL NATIONAL BANK — 2018
What CENTRAL NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 829,735,000 | 893,626,000 | 876,846,000 | 883,973,000 |
| Total loans | 670,070,000 | 686,900,000 | 689,037,000 | 719,903,000 |
| Allowance for loan losses | 8,528,000 | 8,537,000 | 8,564,000 | 8,950,000 |
| Securities available for sale | 68,880,000 | 68,560,000 | 66,773,000 | 67,427,000 |
| Securities held to maturity | 2,661,000 | 2,655,000 | 2,649,000 | 2,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 712,670,000 | 735,791,000 | 734,774,000 | 748,856,000 |
| Interest-bearing deposits | 570,739,000 | 578,990,000 | 580,714,000 | 598,883,000 |
| Noninterest-bearing deposits | 141,931,000 | 156,801,000 | 154,060,000 | 149,973,000 |
| Equity capital | 73,750,000 | 75,281,000 | 76,614,000 | 78,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,488,000 | 17,137,000 | 26,357,000 | 35,895,000 |
| Interest expense | 1,071,000 | 2,277,000 | 3,777,000 | 5,319,000 |
| Net interest income | 7,417,000 | 14,860,000 | 22,580,000 | 30,576,000 |
| Noninterest income | 456,000 | 937,000 | 1,420,000 | 1,888,000 |
| Noninterest expense | 3,801,000 | 7,581,000 | 11,445,000 | 15,418,000 |
| Provision for loan losses | 0 | 5,000 | 42,000 | 370,000 |
| Pretax income | 4,072,000 | 8,211,000 | 12,513,000 | 16,676,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,072,000 | 8,211,000 | 12,513,000 | 16,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,859,000 | 76,390,000 | 77,984,000 | 79,339,000 |
| Total capital | 82,646,000 | 84,434,000 | 86,047,000 | 87,592,000 |
| Risk-weighted assets | 622,197,000 | 642,997,000 | 644,549,000 | 659,534,000 |