Call reports 2016
CENTRAL NATIONAL BANK — 2016
What CENTRAL NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 782,634,000 | 767,474,000 | 804,633,000 | 851,791,000 |
| Total loans | 597,630,000 | 607,816,000 | 628,097,000 | 642,744,000 |
| Allowance for loan losses | 7,437,000 | 7,542,000 | 7,779,000 | 7,943,000 |
| Securities available for sale | 86,697,000 | 86,458,000 | 86,657,000 | 81,692,000 |
| Securities held to maturity | 2,977,000 | 2,702,000 | 2,696,000 | 2,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,872,000 | 656,418,000 | 680,533,000 | 728,980,000 |
| Interest-bearing deposits | 513,150,000 | 508,205,000 | 528,553,000 | 573,293,000 |
| Noninterest-bearing deposits | 163,723,000 | 148,213,000 | 151,980,000 | 155,686,000 |
| Equity capital | 66,847,000 | 68,553,000 | 69,537,000 | 67,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,445,000 | 15,019,000 | 22,597,000 | 30,512,000 |
| Interest expense | 828,000 | 1,698,000 | 2,592,000 | 3,591,000 |
| Net interest income | 6,617,000 | 13,321,000 | 20,005,000 | 26,921,000 |
| Noninterest income | 507,000 | 1,047,000 | 1,546,000 | 2,112,000 |
| Noninterest expense | 3,515,000 | 7,050,000 | 10,452,000 | 13,910,000 |
| Provision for loan losses | 225,000 | 342,000 | 621,000 | 983,000 |
| Pretax income | 3,384,000 | 7,062,000 | 10,564,000 | 14,226,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,384,000 | 7,062,000 | 10,564,000 | 14,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,101,000 | 67,428,000 | 68,126,000 | 68,971,000 |
| Total capital | 73,267,000 | 74,604,000 | 75,515,000 | 76,476,000 |
| Risk-weighted assets | 572,974,000 | 573,697,000 | 590,753,000 | 599,993,000 |