Call reports 2015
CENTRAL NATIONAL BANK — 2015
What CENTRAL NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 752,580,000 | 743,985,000 | 786,863,000 | 789,560,000 |
| Total loans | 524,733,000 | 538,469,000 | 558,223,000 | 588,981,000 |
| Allowance for loan losses | 6,480,000 | 6,636,000 | 6,874,000 | 7,237,000 |
| Securities available for sale | 77,855,000 | 81,924,000 | 88,463,000 | 88,210,000 |
| Securities held to maturity | 3,252,000 | 2,995,000 | 2,990,000 | 2,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 653,578,000 | 639,262,000 | 685,292,000 | 681,338,000 |
| Interest-bearing deposits | 503,235,000 | 498,807,000 | 510,784,000 | 513,506,000 |
| Noninterest-bearing deposits | 150,343,000 | 140,455,000 | 174,508,000 | 167,832,000 |
| Equity capital | 62,302,000 | 62,542,000 | 64,240,000 | 64,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,613,000 | 13,369,000 | 20,397,000 | 27,674,000 |
| Interest expense | 823,000 | 1,649,000 | 2,507,000 | 3,357,000 |
| Net interest income | 5,790,000 | 11,720,000 | 17,890,000 | 24,317,000 |
| Noninterest income | 481,000 | 994,000 | 1,534,000 | 1,997,000 |
| Noninterest expense | 3,339,000 | 6,642,000 | 9,942,000 | 13,243,000 |
| Provision for loan losses | 80,000 | 238,000 | 417,000 | 775,000 |
| Pretax income | 2,852,000 | 5,834,000 | 9,065,000 | 12,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,852,000 | 5,834,000 | 9,065,000 | 12,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,352,000 | 63,181,000 | 64,226,000 | 65,091,000 |
| Total capital | 68,667,000 | 69,601,000 | 70,958,000 | 72,269,000 |
| Risk-weighted assets | 505,038,000 | 513,406,000 | 538,534,000 | 574,202,000 |