Call reports 2014
CENTRAL NATIONAL BANK — 2014
What CENTRAL NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 687,555,000 | 705,255,000 | 732,830,000 | 729,763,000 |
| Total loans | 500,353,000 | 522,806,000 | 534,425,000 | 523,459,000 |
| Allowance for loan losses | 6,255,000 | 6,610,000 | 6,582,000 | 6,434,000 |
| Securities available for sale | 101,935,000 | 68,400,000 | 75,996,000 | 78,808,000 |
| Securities held to maturity | 3,277,000 | 3,272,000 | 3,264,000 | 3,258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,212,000 | 605,042,000 | 633,558,000 | 633,177,000 |
| Interest-bearing deposits | 473,479,000 | 478,830,000 | 484,448,000 | 494,202,000 |
| Noninterest-bearing deposits | 118,733,000 | 126,212,000 | 149,110,000 | 138,975,000 |
| Equity capital | 57,832,000 | 58,955,000 | 59,666,000 | 60,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,398,000 | 13,071,000 | 19,866,000 | 26,699,000 |
| Interest expense | 808,000 | 1,635,000 | 2,466,000 | 3,306,000 |
| Net interest income | 5,590,000 | 11,436,000 | 17,400,000 | 23,393,000 |
| Noninterest income | 500,000 | 979,000 | 1,462,000 | 1,928,000 |
| Noninterest expense | 3,105,000 | 6,195,000 | 9,300,000 | 12,633,000 |
| Provision for loan losses | 281,000 | 699,000 | 819,000 | 847,000 |
| Pretax income | 2,704,000 | 5,569,000 | 8,791,000 | 11,896,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,704,000 | 5,569,000 | 8,791,000 | 11,896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,793,000 | 59,655,000 | 60,736,000 | 61,601,000 |
| Total capital | 64,667,000 | 65,663,000 | 66,883,000 | 67,605,000 |
| Risk-weighted assets | 469,943,000 | 480,664,000 | 491,735,000 | 480,305,000 |