Call reports 2013
CENTRAL NATIONAL BANK — 2013
What CENTRAL NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 654,025,000 | 688,213,000 | 691,603,000 | 692,957,000 |
| Total loans | 449,797,000 | 460,517,000 | 463,144,000 | 488,144,000 |
| Allowance for loan losses | 5,662,000 | 5,797,000 | 5,828,000 | 6,053,000 |
| Securities available for sale | 101,796,000 | 105,542,000 | 100,946,000 | 101,766,000 |
| Securities held to maturity | 1,021,000 | 1,021,000 | 718,000 | 1,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 565,694,000 | 597,405,000 | 605,036,000 | 597,820,000 |
| Interest-bearing deposits | 461,875,000 | 477,680,000 | 488,391,000 | 472,587,000 |
| Noninterest-bearing deposits | 103,819,000 | 119,725,000 | 116,645,000 | 125,233,000 |
| Equity capital | 57,002,000 | 54,961,000 | 55,559,000 | 55,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,990,000 | 12,195,000 | 18,502,000 | 24,783,000 |
| Interest expense | 881,000 | 1,783,000 | 2,677,000 | 3,528,000 |
| Net interest income | 5,109,000 | 10,412,000 | 15,825,000 | 21,255,000 |
| Noninterest income | 456,000 | 959,000 | 1,464,000 | 1,965,000 |
| Noninterest expense | 3,159,000 | 6,314,000 | 9,468,000 | 12,542,000 |
| Provision for loan losses | 39,000 | 186,000 | 237,000 | 543,000 |
| Pretax income | 2,388,000 | 5,168,000 | 7,881,000 | 10,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,388,000 | 5,168,000 | 7,881,000 | 10,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,247,000 | 56,260,000 | 57,203,000 | 57,954,000 |
| Total capital | 60,340,000 | 61,479,000 | 62,519,000 | 63,582,000 |
| Risk-weighted assets | 407,464,000 | 417,502,000 | 425,278,000 | 450,253,000 |