Call reports 2012
CENTRAL NATIONAL BANK — 2012
What CENTRAL NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 598,809,000 | 608,389,000 | 610,234,000 | 664,162,000 |
| Total loans | 422,440,000 | 438,453,000 | 444,328,000 | 449,060,000 |
| Allowance for loan losses | 5,403,000 | 5,596,000 | 5,750,000 | 5,630,000 |
| Securities available for sale | 87,233,000 | 88,827,000 | 88,677,000 | 93,434,000 |
| Securities held to maturity | 1,784,000 | 1,518,000 | 1,019,000 | 1,020,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,526,000 | 528,004,000 | 521,097,000 | 572,732,000 |
| Interest-bearing deposits | 422,180,000 | 438,139,000 | 436,460,000 | 428,400,000 |
| Noninterest-bearing deposits | 92,346,000 | 89,865,000 | 84,637,000 | 144,332,000 |
| Equity capital | 54,431,000 | 55,584,000 | 56,895,000 | 57,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,150,000 | 12,400,000 | 18,702,000 | 24,819,000 |
| Interest expense | 882,000 | 1,741,000 | 2,625,000 | 3,503,000 |
| Net interest income | 5,268,000 | 10,659,000 | 16,077,000 | 21,316,000 |
| Noninterest income | 516,000 | 968,000 | 1,341,000 | 1,873,000 |
| Noninterest expense | 3,018,000 | 6,059,000 | 9,178,000 | 12,431,000 |
| Provision for loan losses | 155,000 | 345,000 | 495,000 | 545,000 |
| Pretax income | 2,611,000 | 5,243,000 | 7,802,000 | 10,276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,611,000 | 5,243,000 | 7,802,000 | 10,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,236,000 | 53,158,000 | 53,939,000 | 54,636,000 |
| Total capital | 57,022,000 | 58,281,000 | 59,093,000 | 59,752,000 |
| Risk-weighted assets | 382,233,000 | 409,848,000 | 412,322,000 | 409,296,000 |