Call reports 2010
CENTRAL NATIONAL BANK — 2010
What CENTRAL NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 567,352,000 | 587,026,000 | 607,337,000 | 594,208,000 |
| Total loans | 421,602,000 | 422,261,000 | 422,023,000 | 422,516,000 |
| Allowance for loan losses | 5,270,000 | 5,403,000 | 5,995,000 | 5,315,000 |
| Securities available for sale | 58,293,000 | 63,989,000 | 62,162,000 | 58,403,000 |
| Securities held to maturity | 2,696,000 | 2,024,000 | 1,840,000 | 1,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,338,000 | 512,490,000 | 527,930,000 | 510,143,000 |
| Interest-bearing deposits | 420,475,000 | 436,118,000 | 441,778,000 | 431,896,000 |
| Noninterest-bearing deposits | 77,863,000 | 76,372,000 | 86,152,000 | 78,247,000 |
| Equity capital | 47,733,000 | 48,751,000 | 49,454,000 | 49,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,568,000 | 13,240,000 | 19,848,000 | 26,017,000 |
| Interest expense | 1,644,000 | 3,202,000 | 4,681,000 | 6,046,000 |
| Net interest income | 4,924,000 | 10,038,000 | 15,167,000 | 19,971,000 |
| Noninterest income | 608,000 | 1,207,000 | 1,729,000 | 2,209,000 |
| Noninterest expense | 3,202,000 | 6,264,000 | 9,221,000 | 12,382,000 |
| Provision for loan losses | 235,000 | 806,000 | 1,517,000 | 2,251,000 |
| Pretax income | 2,095,000 | 4,175,000 | 6,158,000 | 7,547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,095,000 | 4,175,000 | 6,158,000 | 7,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,471,000 | 47,097,000 | 47,630,000 | 47,716,000 |
| Total capital | 51,536,000 | 52,229,000 | 52,765,000 | 52,866,000 |
| Risk-weighted assets | 405,236,000 | 410,541,000 | 410,816,000 | 411,823,000 |