Call reports 2026
CITIZENS BANK OF EDMOND, THE — 2026
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 439,954,000 | 432,358,000 |
| Total loans | 356,334,000 | 376,275,000 |
| Allowance for loan losses | 3,337,000 | 3,338,000 |
| Securities available for sale | 4,192,000 | 3,928,000 |
| Securities held to maturity | 500,000 | 500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 401,036,000 | 387,780,000 |
| Interest-bearing deposits | 314,065,000 | 304,222,000 |
| Noninterest-bearing deposits | 86,971,000 | 83,558,000 |
| Equity capital | 31,241,000 | 33,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,800,000 | 12,109,000 |
| Interest expense | 1,824,000 | 3,832,000 |
| Net interest income | 3,976,000 | 8,277,000 |
| Noninterest income | 417,000 | 1,717,000 |
| Noninterest expense | 4,267,000 | 7,938,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 126,000 | 2,056,000 |
| Income tax | 527,000 | 888,000 |
| Net income | -401,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 34,208,000 | 36,781,000 |
| Total capital | 37,644,000 | 40,218,000 |
| Risk-weighted assets | 318,374,000 | 329,050,000 |