Call reports 2025
CITIZENS BANK OF EDMOND, THE — 2025
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 413,418,000 | 416,871,000 | 411,643,000 | 417,511,000 |
| Total loans | 340,399,000 | 352,549,000 | 342,411,000 | 344,970,000 |
| Allowance for loan losses | 3,358,000 | 3,354,000 | 3,354,000 | 3,344,000 |
| Securities available for sale | 6,013,000 | 5,700,000 | 5,599,000 | 5,298,000 |
| Securities held to maturity | 1,500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,981,000 | 378,902,000 | 373,075,000 | 378,490,000 |
| Interest-bearing deposits | 289,948,000 | 298,436,000 | 294,215,000 | 294,692,000 |
| Noninterest-bearing deposits | 86,033,000 | 80,466,000 | 78,860,000 | 83,798,000 |
| Equity capital | 30,245,000 | 30,509,000 | 30,880,000 | 32,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,434,000 | 11,284,000 | 17,010,000 | 22,907,000 |
| Interest expense | 1,705,000 | 3,497,000 | 5,259,000 | 7,011,000 |
| Net interest income | 3,729,000 | 7,787,000 | 11,751,000 | 15,896,000 |
| Noninterest income | 391,000 | 782,000 | 1,199,000 | 1,866,000 |
| Noninterest expense | 3,472,000 | 7,029,000 | 10,605,000 | 13,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 648,000 | 1,540,000 | 2,345,000 | 3,834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 648,000 | 1,540,000 | 2,345,000 | 3,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,855,000 | 34,154,000 | 34,407,000 | 35,299,000 |
| Total capital | 37,311,000 | 37,606,000 | 37,859,000 | 38,742,000 |
| Risk-weighted assets | 309,041,000 | 324,380,000 | 314,108,000 | 312,551,000 |