Call reports 2024
CITIZENS BANK OF EDMOND, THE — 2024
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 377,202,000 | 390,080,000 | 399,461,000 | 406,080,000 |
| Total loans | 311,255,000 | 317,636,000 | 330,803,000 | 337,487,000 |
| Allowance for loan losses | 3,018,000 | 3,018,000 | 3,028,000 | 3,365,000 |
| Securities available for sale | 4,760,000 | 3,107,000 | 4,017,000 | 7,124,000 |
| Securities held to maturity | 8,992,000 | 6,995,000 | 6,497,000 | 4,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,221,000 | 352,968,000 | 351,561,000 | 343,918,000 |
| Interest-bearing deposits | 250,416,000 | 265,599,000 | 265,070,000 | 258,771,000 |
| Noninterest-bearing deposits | 88,805,000 | 87,369,000 | 86,491,000 | 85,147,000 |
| Equity capital | 29,609,000 | 29,978,000 | 30,274,000 | 30,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,683,000 | 9,528,000 | 14,729,000 | 20,121,000 |
| Interest expense | 1,478,000 | 2,912,000 | 4,438,000 | 6,017,000 |
| Net interest income | 3,205,000 | 6,616,000 | 10,291,000 | 14,104,000 |
| Noninterest income | 485,000 | 986,000 | 1,399,000 | 1,777,000 |
| Noninterest expense | 3,099,000 | 6,276,000 | 9,643,000 | 13,072,000 |
| Provision for loan losses | 0 | 0 | 0 | 331,000 |
| Pretax income | 591,000 | 1,326,000 | 2,047,000 | 2,470,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 591,000 | 1,326,000 | 2,047,000 | 2,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,392,000 | 33,735,000 | 33,967,000 | 33,785,000 |
| Total capital | — | — | — | 37,249,000 |
| Risk-weighted assets | — | — | — | 309,842,000 |