Call reports 2023
CITIZENS BANK OF EDMOND, THE — 2023
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 388,460,000 | 374,655,000 | 370,371,000 | 383,726,000 |
| Total loans | 323,963,000 | 323,500,000 | 315,343,000 | 317,891,000 |
| Allowance for loan losses | 2,756,000 | 2,758,000 | 2,736,000 | 3,026,000 |
| Securities available for sale | 5,628,000 | 5,383,000 | 5,185,000 | 5,067,000 |
| Securities held to maturity | 11,985,000 | 11,986,000 | 11,988,000 | 11,990,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,817,000 | 325,191,000 | 313,980,000 | 323,898,000 |
| Interest-bearing deposits | 230,590,000 | 232,340,000 | 225,599,000 | 234,037,000 |
| Noninterest-bearing deposits | 99,227,000 | 92,851,000 | 88,381,000 | 89,861,000 |
| Equity capital | 30,774,000 | 30,905,000 | 29,777,000 | 29,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,367,000 | 9,027,000 | 13,690,000 | 18,535,000 |
| Interest expense | 609,000 | 1,836,000 | 3,026,000 | 4,374,000 |
| Net interest income | 3,758,000 | 7,191,000 | 10,664,000 | 14,161,000 |
| Noninterest income | 521,000 | 946,000 | 1,378,000 | 1,777,000 |
| Noninterest expense | 3,253,000 | 6,223,000 | 9,381,000 | 12,104,000 |
| Provision for loan losses | 112,000 | 112,000 | 112,000 | 408,000 |
| Pretax income | 914,000 | 1,802,000 | 2,549,000 | 3,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 914,000 | 1,802,000 | 2,549,000 | 3,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,906,000 | 34,062,000 | 33,910,000 | 33,586,000 |