Call reports 2022
CITIZENS BANK OF EDMOND, THE — 2022
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 354,026,000 | 345,691,000 | 339,683,000 | 358,396,000 |
| Total loans | 282,396,000 | 284,618,000 | 289,593,000 | 313,186,000 |
| Allowance for loan losses | 2,520,000 | 2,501,000 | 2,731,000 | 2,750,000 |
| Securities available for sale | 6,183,000 | 6,939,000 | 6,080,000 | 5,888,000 |
| Securities held to maturity | 1,500,000 | 11,979,000 | 11,981,000 | 11,983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,675,000 | 304,864,000 | 302,700,000 | 321,729,000 |
| Interest-bearing deposits | 206,167,000 | 198,348,000 | 194,331,000 | 211,771,000 |
| Noninterest-bearing deposits | 107,508,000 | 106,516,000 | 108,369,000 | 109,958,000 |
| Equity capital | 29,501,000 | 29,726,000 | 30,703,000 | 30,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 7,075,000 | 10,837,000 | 15,031,000 |
| Interest expense | 145,000 | 271,000 | 387,000 | 663,000 |
| Net interest income | 3,301,000 | 6,804,000 | 10,450,000 | 14,368,000 |
| Noninterest income | 528,000 | 983,000 | 2,247,000 | 2,669,000 |
| Noninterest expense | 3,035,000 | 6,113,000 | 9,570,000 | 12,891,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 395,000 |
| Pretax income | 794,000 | 1,674,000 | 2,877,000 | 3,751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 794,000 | 1,674,000 | 2,877,000 | 3,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,891,000 | 33,243,000 | 33,884,000 | 33,625,000 |