Call reports 2021
CITIZENS BANK OF EDMOND, THE — 2021
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 350,938,000 | 352,111,000 | 362,985,000 | 370,432,000 |
| Total loans | 285,876,000 | 283,948,000 | 275,579,000 | 280,327,000 |
| Allowance for loan losses | 2,579,000 | 2,581,000 | 2,605,000 | 2,620,000 |
| Securities available for sale | 10,656,000 | 10,110,000 | 7,445,000 | 6,972,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 1,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,459,000 | 310,540,000 | 321,455,000 | 328,908,000 |
| Interest-bearing deposits | 207,647,000 | 208,741,000 | 219,920,000 | 222,096,000 |
| Noninterest-bearing deposits | 102,812,000 | 101,799,000 | 101,536,000 | 106,812,000 |
| Equity capital | 27,663,000 | 27,961,000 | 28,359,000 | 29,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,472,000 | 7,740,000 | 11,506,000 | 15,268,000 |
| Interest expense | 248,000 | 481,000 | 702,000 | 907,000 |
| Net interest income | 3,224,000 | 7,259,000 | 10,804,000 | 14,361,000 |
| Noninterest income | 601,000 | 1,120,000 | 1,695,000 | 2,146,000 |
| Noninterest expense | 2,959,000 | 6,153,000 | 9,277,000 | 12,402,000 |
| Provision for loan losses | 70,000 | 540,000 | 562,000 | 583,000 |
| Pretax income | 879,000 | 1,768,000 | 2,742,000 | 3,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 879,000 | 1,768,000 | 2,742,000 | 3,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,416,000 | 31,754,000 | 31,982,000 | 32,610,000 |