Call reports 2020
CITIZENS BANK OF EDMOND, THE — 2020
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 291,977,000 | 317,065,000 | 321,999,000 | 326,887,000 |
| Total loans | 243,325,000 | 273,112,000 | 270,361,000 | 273,545,000 |
| Allowance for loan losses | 2,297,000 | 2,441,000 | 2,442,000 | 2,529,000 |
| Securities available for sale | 17,852,000 | 17,642,000 | 15,344,000 | 14,590,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,222,000 | 275,864,000 | 280,466,000 | 285,742,000 |
| Interest-bearing deposits | 180,398,000 | 188,105,000 | 188,110,000 | 196,226,000 |
| Noninterest-bearing deposits | 71,824,000 | 87,759,000 | 92,356,000 | 89,516,000 |
| Equity capital | 25,848,000 | 26,222,000 | 26,558,000 | 27,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,321,000 | 6,712,000 | 10,418,000 | 13,949,000 |
| Interest expense | 545,000 | 866,000 | 1,171,000 | 1,445,000 |
| Net interest income | 2,776,000 | 5,846,000 | 9,247,000 | 12,504,000 |
| Noninterest income | 364,000 | 914,000 | 1,572,000 | 2,163,000 |
| Noninterest expense | 2,617,000 | 5,488,000 | 8,610,000 | 10,849,000 |
| Provision for loan losses | 0 | 132,000 | 187,000 | 353,000 |
| Pretax income | 533,000 | 1,150,000 | 2,032,000 | 3,475,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 533,000 | 1,150,000 | 2,032,000 | 3,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,972,000 | 30,896,000 | 31,222,000 | 31,218,000 |