Call reports 2019
CITIZENS BANK OF EDMOND, THE — 2019
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 286,853,000 | 291,047,000 | 298,898,000 | 301,883,000 |
| Total loans | 230,471,000 | 242,413,000 | 237,972,000 | 237,613,000 |
| Allowance for loan losses | 2,762,000 | 2,791,000 | 2,807,000 | 2,508,000 |
| Securities available for sale | 21,542,000 | 20,964,000 | 20,303,000 | 19,578,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,992,000 | 251,579,000 | 258,951,000 | 262,142,000 |
| Interest-bearing deposits | 176,382,000 | 181,094,000 | 190,100,000 | 190,103,000 |
| Noninterest-bearing deposits | 71,609,000 | 70,484,000 | 68,851,000 | 72,039,000 |
| Equity capital | 24,532,000 | 25,038,000 | 25,527,000 | 25,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,205,000 | 6,452,000 | 9,864,000 | 13,189,000 |
| Interest expense | 379,000 | 824,000 | 1,332,000 | 1,859,000 |
| Net interest income | 2,826,000 | 5,628,000 | 8,532,000 | 11,330,000 |
| Noninterest income | 355,000 | 738,000 | 1,126,000 | 1,569,000 |
| Noninterest expense | 2,416,000 | 4,779,000 | 7,143,000 | 9,797,000 |
| Provision for loan losses | 0 | 30,000 | 49,000 | 49,000 |
| Pretax income | 765,000 | 1,557,000 | 2,466,000 | 3,053,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 765,000 | 1,557,000 | 2,466,000 | 3,053,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,732,000 | 30,034,000 | 30,462,000 | 30,524,000 |
| Total capital | 32,494,000 | 32,825,000 | 33,269,000 | 33,032,000 |
| Risk-weighted assets | 229,098,000 | 238,032,000 | 231,989,000 | 234,051,000 |