Call reports 2018
CITIZENS BANK OF EDMOND, THE — 2018
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 262,630,000 | 261,642,000 | 267,052,000 | 275,436,000 |
| Total loans | 209,511,000 | 209,152,000 | 217,546,000 | 230,260,000 |
| Allowance for loan losses | 2,810,000 | 2,806,000 | 2,786,000 | 2,787,000 |
| Securities available for sale | 24,838,000 | 23,852,000 | 22,828,000 | 22,148,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,407,000 | 223,538,000 | 225,004,000 | 234,690,000 |
| Interest-bearing deposits | 156,496,000 | 155,753,000 | 155,321,000 | 165,188,000 |
| Noninterest-bearing deposits | 67,911,000 | 67,785,000 | 69,682,000 | 69,501,000 |
| Equity capital | 24,510,000 | 23,786,000 | 23,882,000 | 24,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,561,000 | 5,184,000 | 7,912,000 | 10,970,000 |
| Interest expense | 207,000 | 418,000 | 646,000 | 950,000 |
| Net interest income | 2,354,000 | 4,766,000 | 7,266,000 | 10,020,000 |
| Noninterest income | 382,000 | 859,000 | 1,305,000 | 1,734,000 |
| Noninterest expense | 2,170,000 | 4,436,000 | 6,757,000 | 9,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 566,000 | 1,189,000 | 1,814,000 | 2,522,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,189,000 | 1,814,000 | 2,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,300,000 | 29,134,000 | 29,340,000 | 29,454,000 |
| Total capital | 32,001,000 | 31,824,000 | 32,126,000 | 32,241,000 |
| Risk-weighted assets | 215,932,000 | 215,084,000 | 223,461,000 | 232,083,000 |