Call reports 2017
CITIZENS BANK OF EDMOND, THE — 2017
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 253,726,000 | 255,536,000 | 267,276,000 | 266,934,000 |
| Total loans | 196,644,000 | 202,577,000 | 215,871,000 | 216,940,000 |
| Allowance for loan losses | 2,808,000 | 2,789,000 | 2,796,000 | 2,761,000 |
| Securities available for sale | 32,728,000 | 29,830,000 | 28,136,000 | 26,612,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,979,000 | 218,494,000 | 218,752,000 | 219,405,000 |
| Interest-bearing deposits | 147,411,000 | 145,863,000 | 148,133,000 | 152,577,000 |
| Noninterest-bearing deposits | 73,568,000 | 72,631,000 | 70,619,000 | 66,828,000 |
| Equity capital | 25,271,000 | 25,664,000 | 25,000,000 | 24,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,383,000 | 4,875,000 | 7,469,000 | 10,142,000 |
| Interest expense | 58,000 | 138,000 | 299,000 | 519,000 |
| Net interest income | 2,325,000 | 4,737,000 | 7,170,000 | 9,623,000 |
| Noninterest income | 354,000 | 749,000 | 1,292,000 | 1,766,000 |
| Noninterest expense | 2,255,000 | 4,493,000 | 6,777,000 | 9,114,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 424,000 | 996,000 | 1,688,000 | 2,278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 424,000 | 996,000 | 1,688,000 | 2,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,905,000 | 29,043,000 | 29,298,000 | 28,812,000 |
| Total capital | 31,601,000 | 31,750,000 | 32,094,000 | 31,573,000 |
| Risk-weighted assets | 215,562,000 | 216,446,000 | 225,742,000 | 223,855,000 |