Call reports 2016
CITIZENS BANK OF EDMOND, THE — 2016
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 258,727,000 | 248,012,000 | 242,601,000 | 250,703,000 |
| Total loans | 171,229,000 | 176,459,000 | 182,176,000 | 193,313,000 |
| Allowance for loan losses | 3,044,000 | 3,065,000 | 2,908,000 | 2,795,000 |
| Securities available for sale | 58,111,000 | 49,906,000 | 36,961,000 | 34,148,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,365,000 | 219,498,000 | 214,213,000 | 216,383,000 |
| Interest-bearing deposits | 152,701,000 | 149,983,000 | 146,933,000 | 147,348,000 |
| Noninterest-bearing deposits | 77,664,000 | 69,515,000 | 67,280,000 | 69,035,000 |
| Equity capital | 25,626,000 | 25,402,000 | 25,227,000 | 24,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,306,000 | 4,607,000 | 6,919,000 | 9,331,000 |
| Interest expense | 34,000 | 67,000 | 100,000 | 141,000 |
| Net interest income | 2,272,000 | 4,540,000 | 6,819,000 | 9,190,000 |
| Noninterest income | 363,000 | 752,000 | 1,125,000 | 1,493,000 |
| Noninterest expense | 2,086,000 | 4,176,000 | 6,499,000 | 8,884,000 |
| Provision for loan losses | -150,000 | -150,000 | -150,000 | -400,000 |
| Pretax income | 717,000 | 1,322,000 | 1,677,000 | 2,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 717,000 | 1,322,000 | 1,677,000 | 2,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,238,000 | 28,247,000 | 28,184,000 | 28,729,000 |
| Total capital | 30,600,000 | 30,697,000 | 30,664,000 | 31,378,000 |
| Risk-weighted assets | 188,246,000 | 195,364,000 | 198,012,000 | 211,756,000 |