Call reports 2014
CITIZENS BANK OF EDMOND, THE — 2014
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 254,146,000 | 251,936,000 | 249,319,000 | 252,728,000 |
| Total loans | 176,279,000 | 181,365,000 | 182,756,000 | 180,551,000 |
| Allowance for loan losses | 3,268,000 | 3,295,000 | 3,315,000 | 3,359,000 |
| Securities available for sale | 53,510,000 | 44,651,000 | 42,491,000 | 45,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,296,000 | 224,733,000 | 221,274,000 | 224,899,000 |
| Interest-bearing deposits | 154,514,000 | 151,972,000 | 152,008,000 | 150,199,000 |
| Noninterest-bearing deposits | 73,782,000 | 72,762,000 | 69,266,000 | 74,700,000 |
| Equity capital | 22,408,000 | 23,827,000 | 25,491,000 | 25,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 5,013,000 | 7,527,000 | 10,005,000 |
| Interest expense | 70,000 | 135,000 | 190,000 | 243,000 |
| Net interest income | 2,425,000 | 4,878,000 | 7,337,000 | 9,762,000 |
| Noninterest income | 382,000 | 773,000 | 1,173,000 | 1,539,000 |
| Noninterest expense | 2,045,000 | 4,045,000 | 6,151,000 | 8,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 762,000 | 1,657,000 | 2,410,000 | 3,186,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 762,000 | 1,657,000 | 2,410,000 | 3,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,596,000 | 26,486,000 | 27,196,000 | 27,178,000 |
| Total capital | 27,827,000 | 28,783,000 | 29,504,000 | 29,467,000 |
| Risk-weighted assets | 177,456,000 | 182,786,000 | 183,614,000 | 182,358,000 |