Call reports 2013
CITIZENS BANK OF EDMOND, THE — 2013
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 272,962,000 | 260,438,000 | 253,169,000 | 252,992,000 |
| Total loans | 154,379,000 | 161,226,000 | 161,051,000 | 173,911,000 |
| Allowance for loan losses | 3,154,000 | 3,115,000 | 3,166,000 | 3,225,000 |
| Securities available for sale | 81,419,000 | 76,238,000 | 68,190,000 | 55,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,814,000 | 232,107,000 | 224,189,000 | 219,952,000 |
| Interest-bearing deposits | 173,272,000 | 162,326,000 | 152,248,000 | 152,925,000 |
| Noninterest-bearing deposits | 72,542,000 | 69,781,000 | 71,942,000 | 67,027,000 |
| Equity capital | 23,344,000 | 24,280,000 | 24,837,000 | 22,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,397,000 | 4,787,000 | 7,241,000 | 9,797,000 |
| Interest expense | 242,000 | 474,000 | 659,000 | 767,000 |
| Net interest income | 2,155,000 | 4,313,000 | 6,582,000 | 9,030,000 |
| Noninterest income | 563,000 | 3,485,000 | 3,791,000 | 4,234,000 |
| Noninterest expense | 2,423,000 | 4,823,000 | 6,900,000 | 9,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 2,975,000 | 3,469,000 | 4,183,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 2,975,000 | 3,469,000 | 4,183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,328,000 | 28,008,000 | 28,502,000 | 26,401,000 |
| Total capital | 27,374,000 | 30,073,000 | 30,604,000 | 28,646,000 |
| Risk-weighted assets | 162,588,000 | 164,214,000 | 167,082,000 | 178,651,000 |