Call reports 2012
CITIZENS BANK OF EDMOND, THE — 2012
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 267,808,000 | 269,241,000 | 278,218,000 | 281,275,000 |
| Total loans | 139,969,000 | 146,171,000 | 150,163,000 | 147,910,000 |
| Allowance for loan losses | 3,199,000 | 3,266,000 | 3,306,000 | 3,360,000 |
| Securities available for sale | 88,787,000 | 89,672,000 | 84,652,000 | 87,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,574,000 | 243,117,000 | 250,641,000 | 253,674,000 |
| Interest-bearing deposits | 173,428,000 | 172,402,000 | 178,801,000 | 183,338,000 |
| Noninterest-bearing deposits | 68,146,000 | 70,716,000 | 71,841,000 | 70,335,000 |
| Equity capital | 21,755,000 | 21,497,000 | 23,019,000 | 23,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,583,000 | 5,129,000 | 7,885,000 | 10,408,000 |
| Interest expense | 352,000 | 675,000 | 976,000 | 1,254,000 |
| Net interest income | 2,231,000 | 4,454,000 | 6,909,000 | 9,154,000 |
| Noninterest income | 319,000 | 897,000 | 1,197,000 | 1,749,000 |
| Noninterest expense | 2,191,000 | 4,579,000 | 6,302,000 | 8,712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 366,000 | 765,000 | 1,797,000 | 2,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 366,000 | 765,000 | 1,797,000 | 2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,214,000 | 23,614,000 | 24,646,000 | 25,033,000 |
| Total capital | 25,068,000 | 25,523,000 | 26,604,000 | 26,981,000 |
| Risk-weighted assets | 146,942,000 | 151,398,000 | 155,264,000 | 153,640,000 |