Call reports 2011
CITIZENS BANK OF EDMOND, THE — 2011
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 265,528,000 | 261,092,000 | 266,948,000 | 261,533,000 |
| Total loans | 141,716,000 | 135,679,000 | 135,903,000 | 138,819,000 |
| Allowance for loan losses | 3,903,000 | 3,878,000 | 3,867,000 | 3,686,000 |
| Securities available for sale | 85,918,000 | 93,398,000 | 98,750,000 | 96,356,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,546,000 | 231,464,000 | 242,130,000 | 234,805,000 |
| Interest-bearing deposits | 184,258,000 | 178,125,000 | 176,052,000 | 171,922,000 |
| Noninterest-bearing deposits | 53,288,000 | 53,339,000 | 66,079,000 | 62,883,000 |
| Equity capital | 19,352,000 | 20,741,000 | 21,277,000 | 22,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,802,000 | 5,691,000 | 8,396,000 | 11,194,000 |
| Interest expense | 528,000 | 1,009,000 | 1,442,000 | 1,824,000 |
| Net interest income | 2,274,000 | 4,682,000 | 6,954,000 | 9,370,000 |
| Noninterest income | 527,000 | 926,000 | 1,189,000 | 1,542,000 |
| Noninterest expense | 2,527,000 | 4,985,000 | 7,276,000 | 9,569,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 350,000 | 712,000 | 956,000 | 1,452,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 712,000 | 956,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,747,000 | 22,109,000 | 22,354,000 | 22,849,000 |
| Total capital | 23,612,000 | 23,910,000 | 24,156,000 | 24,661,000 |
| Risk-weighted assets | 147,181,000 | 142,004,000 | 142,308,000 | 143,126,000 |