Call reports 2010
CITIZENS BANK OF EDMOND, THE — 2010
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 299,656,000 | 297,230,000 | 271,287,000 | 270,155,000 |
| Total loans | 194,412,000 | 174,401,000 | 158,585,000 | 153,372,000 |
| Allowance for loan losses | 4,413,000 | 5,109,000 | 4,604,000 | 4,800,000 |
| Securities available for sale | 48,151,000 | 58,425,000 | 68,689,000 | 71,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,017,000 | 265,969,000 | 243,305,000 | 243,939,000 |
| Interest-bearing deposits | 210,183,000 | 210,367,000 | 190,178,000 | 192,785,000 |
| Noninterest-bearing deposits | 46,834,000 | 55,601,000 | 53,127,000 | 51,153,000 |
| Equity capital | 22,041,000 | 21,163,000 | 20,306,000 | 18,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,550,000 | 6,779,000 | 9,920,000 | 12,797,000 |
| Interest expense | 913,000 | 1,754,000 | 2,477,000 | 3,091,000 |
| Net interest income | 2,637,000 | 5,025,000 | 7,443,000 | 9,706,000 |
| Noninterest income | 260,000 | 1,278,000 | 1,288,000 | 1,601,000 |
| Noninterest expense | 3,342,000 | 6,217,000 | 8,733,000 | 11,561,000 |
| Provision for loan losses | 250,000 | 1,876,000 | 2,400,000 | 2,600,000 |
| Pretax income | -662,000 | -1,709,000 | -1,225,000 | -1,594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -662,000 | -1,709,000 | -1,225,000 | -1,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,328,000 | 21,282,000 | 21,768,000 | 21,396,000 |
| Total capital | 24,998,000 | 23,672,000 | 23,894,000 | 23,402,000 |
| Risk-weighted assets | 211,890,000 | 188,492,000 | 167,608,000 | 157,682,000 |