Call reports 2007
CITIZENS BANK OF EDMOND, THE — 2007
What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 278,829,000 | 285,313,000 | 291,492,000 | 306,520,000 |
| Total loans | 187,364,000 | 191,381,000 | 201,199,000 | 216,587,000 |
| Allowance for loan losses | 1,847,000 | 1,950,000 | 2,098,000 | 1,980,000 |
| Securities available for sale | 37,132,000 | 42,276,000 | 45,986,000 | 45,548,000 |
| Securities held to maturity | 10,765,000 | 11,213,000 | 10,842,000 | 10,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,674,000 | 236,997,000 | 241,957,000 | 257,006,000 |
| Interest-bearing deposits | 174,030,000 | 179,549,000 | 185,465,000 | 196,079,000 |
| Noninterest-bearing deposits | 55,644,000 | 57,448,000 | 56,492,000 | 60,927,000 |
| Equity capital | 24,124,000 | 24,233,000 | 25,349,000 | 25,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,586,000 | 9,573,000 | 14,730,000 | 19,853,000 |
| Interest expense | 1,740,000 | 3,651,000 | 5,666,000 | 7,691,000 |
| Net interest income | 2,846,000 | 5,922,000 | 9,064,000 | 12,162,000 |
| Noninterest income | 426,000 | 850,000 | 1,347,000 | 1,778,000 |
| Noninterest expense | 2,310,000 | 4,618,000 | 7,023,000 | 9,684,000 |
| Provision for loan losses | 120,000 | 300,000 | 480,000 | 630,000 |
| Pretax income | 842,000 | 1,854,000 | 2,908,000 | 3,626,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 842,000 | 1,854,000 | 2,908,000 | 3,626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,726,000 | 25,424,000 | 25,928,000 | 25,367,000 |
| Total capital | 26,573,000 | 27,374,000 | 28,026,000 | 27,347,000 |
| Risk-weighted assets | 214,907,000 | 222,471,000 | 232,419,000 | 248,518,000 |