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Call reports 2002

CITIZENS BANK OF EDMOND, THE — 2002

What CITIZENS BANK OF EDMOND, THE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6a550cf2-4b64-4ae4-b4dc-e0bbc56505a8/2002

Balance sheet

What the bank holds and owes at quarter end

Measure2002Q12002Q22002Q32002Q4
Total assets195,821,000221,141,000208,130,000210,955,000
Total loans107,077,000115,746,000114,078,000118,156,000
Allowance for loan losses1,137,0001,064,0001,198,0001,349,000
Securities available for sale46,768,00043,613,00044,081,00039,515,000
Securities held to maturity21,511,00020,689,00021,167,00021,230,000
Trading assets0000
Total deposits163,016,000181,760,000167,395,000171,554,000
Interest-bearing deposits118,594,000141,323,000125,269,000124,646,000
Noninterest-bearing deposits44,422,00040,437,00042,126,00046,908,000
Equity capital14,181,00020,211,00021,093,00020,863,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2002Q12002Q22002Q32002Q4
Interest income3,147,0006,312,0009,432,00012,467,000
Interest expense847,0001,665,0002,484,0003,248,000
Net interest income2,300,0004,647,0006,948,0009,219,000
Noninterest income449,000912,0001,428,0001,971,000
Noninterest expense1,667,0003,473,0005,388,0007,486,000
Provision for loan losses100,000250,000425,000675,000
Pretax income990,0001,898,0002,638,0003,136,000
Income tax376,000709,000922,000917,000
Net income614,0001,189,0001,716,0002,219,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2002Q12002Q22002Q32002Q4
Tier 1 capital14,089,00019,595,00019,984,00019,905,000
Total capital15,226,00020,659,00021,182,00021,254,000
Risk-weighted assets116,745,000126,861,000128,985,000130,639,000

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