Call reports 2014
FARMERS STATE BANK OF CROSBY, NORTH DAKOTA — 2014
What FARMERS STATE BANK OF CROSBY, NORTH DAKOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 77,676,000 | 69,793,000 | 65,166,000 | 67,234,000 |
| Total loans | 6,771,000 | 5,718,000 | 4,069,000 | 4,174,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 402,000 |
| Securities available for sale | 18,147,000 | 16,968,000 | 15,836,000 | 14,814,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,498,000 | 63,473,000 | 58,879,000 | 61,133,000 |
| Interest-bearing deposits | 50,648,000 | 44,893,000 | 42,538,000 | 41,558,000 |
| Noninterest-bearing deposits | 20,850,000 | 18,580,000 | 16,341,000 | 19,575,000 |
| Equity capital | 6,144,000 | 6,286,000 | 6,223,000 | 6,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 508,000 | 727,000 | 929,000 |
| Interest expense | 13,000 | 24,000 | 34,000 | 44,000 |
| Net interest income | 249,000 | 484,000 | 693,000 | 885,000 |
| Noninterest income | 37,000 | 74,000 | 95,000 | 117,000 |
| Noninterest expense | 211,000 | 418,000 | 635,000 | 910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 140,000 | 153,000 | 92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 140,000 | 153,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,527,000 | 5,591,000 | 5,604,000 | 5,544,000 |
| Total capital | 5,731,000 | 5,767,000 | 5,753,000 | 5,649,000 |
| Risk-weighted assets | 16,118,000 | 13,859,000 | 11,922,000 | 8,339,000 |