Call reports 2013
FARMERS STATE BANK OF CROSBY, NORTH DAKOTA — 2013
What FARMERS STATE BANK OF CROSBY, NORTH DAKOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 75,708,000 | 73,210,000 | 78,389,000 | 79,861,000 |
| Total loans | 6,832,000 | 7,708,000 | 7,989,000 | 7,893,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 402,000 |
| Securities available for sale | 25,502,000 | 22,286,000 | 20,414,000 | 19,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,175,000 | 66,883,000 | 71,977,000 | 73,815,000 |
| Interest-bearing deposits | 48,474,000 | 46,312,000 | 50,515,000 | 50,967,000 |
| Noninterest-bearing deposits | 20,701,000 | 20,571,000 | 21,462,000 | 22,848,000 |
| Equity capital | 6,381,000 | 6,236,000 | 6,308,000 | 6,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 525,000 | 787,000 | 1,069,000 |
| Interest expense | 16,000 | 33,000 | 48,000 | 63,000 |
| Net interest income | 258,000 | 492,000 | 739,000 | 1,006,000 |
| Noninterest income | 23,000 | 48,000 | 76,000 | 99,000 |
| Noninterest expense | 183,000 | 367,000 | 588,000 | 854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 173,000 | 227,000 | 251,000 |
| Income tax | 6,000 | 0 | 6,000 | 6,000 |
| Net income | 92,000 | 173,000 | 221,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,470,000 | 5,552,000 | 5,600,000 | 5,452,000 |
| Total capital | 5,733,000 | 5,801,000 | 5,845,000 | 5,687,000 |
| Risk-weighted assets | 20,874,000 | 19,745,000 | 19,467,000 | 18,613,000 |