Call reports 2012
FARMERS STATE BANK OF CROSBY, NORTH DAKOTA — 2012
What FARMERS STATE BANK OF CROSBY, NORTH DAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 66,817,000 | 65,030,000 | 67,162,000 | 70,155,000 |
| Total loans | 6,403,000 | 7,721,000 | 8,897,000 | 8,501,000 |
| Allowance for loan losses | 402,000 | 402,000 | 402,000 | 402,000 |
| Securities available for sale | 42,299,000 | 37,405,000 | 32,854,000 | 28,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,912,000 | 58,363,000 | 60,269,000 | 63,678,000 |
| Interest-bearing deposits | 42,430,000 | 39,003,000 | 41,597,000 | 43,975,000 |
| Noninterest-bearing deposits | 17,482,000 | 19,360,000 | 18,672,000 | 19,703,000 |
| Equity capital | 6,781,000 | 6,484,000 | 6,666,000 | 6,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 691,000 | 1,003,000 | 1,296,000 |
| Interest expense | 29,000 | 54,000 | 76,000 | 93,000 |
| Net interest income | 324,000 | 637,000 | 927,000 | 1,203,000 |
| Noninterest income | 23,000 | 42,000 | 63,000 | 80,000 |
| Noninterest expense | 254,000 | 487,000 | 724,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 192,000 | 266,000 | 329,000 |
| Income tax | 6,000 | 13,000 | 18,000 | 42,000 |
| Net income | 87,000 | 179,000 | 248,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,789,000 | 5,480,000 | 5,550,000 | 5,379,000 |
| Total capital | 6,120,000 | 5,802,000 | 5,873,000 | 5,675,000 |
| Risk-weighted assets | 26,439,000 | 25,699,000 | 25,730,000 | 23,580,000 |