Call reports 2011
FARMERS STATE BANK OF CROSBY, NORTH DAKOTA — 2011
What FARMERS STATE BANK OF CROSBY, NORTH DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,561,000 | 57,166,000 | 60,322,000 | 69,236,000 |
| Total loans | 6,219,000 | 6,738,000 | 6,678,000 | 5,864,000 |
| Allowance for loan losses | 401,000 | 401,000 | 401,000 | 401,000 |
| Securities available for sale | 37,634,000 | 39,016,000 | 42,597,000 | 43,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,254,000 | 50,452,000 | 53,366,000 | 62,533,000 |
| Interest-bearing deposits | 35,386,000 | 35,649,000 | 37,228,000 | 40,174,000 |
| Noninterest-bearing deposits | 13,868,000 | 14,803,000 | 16,138,000 | 22,359,000 |
| Equity capital | 6,141,000 | 6,515,000 | 6,700,000 | 6,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 743,000 | 1,145,000 | 1,500,000 |
| Interest expense | 44,000 | 84,000 | 122,000 | 154,000 |
| Net interest income | 317,000 | 659,000 | 1,023,000 | 1,346,000 |
| Noninterest income | 17,000 | 29,000 | 48,000 | 69,000 |
| Noninterest expense | 250,000 | 507,000 | 771,000 | 1,011,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 84,000 | 181,000 | 300,000 | 404,000 |
| Income tax | 7,000 | 13,000 | 19,000 | 26,000 |
| Net income | 77,000 | 168,000 | 281,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,401,000 | 5,492,000 | 5,605,000 | 5,701,000 |
| Total capital | 5,725,000 | 5,829,000 | 5,957,000 | 6,076,000 |
| Risk-weighted assets | 25,818,000 | 26,931,000 | 28,561,000 | 29,978,000 |