Call reports 2010
FARMERS STATE BANK OF CROSBY, NORTH DAKOTA — 2010
What FARMERS STATE BANK OF CROSBY, NORTH DAKOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 50,243,000 | 50,193,000 | 50,043,000 | 53,127,000 |
| Total loans | 6,942,000 | 7,428,000 | 7,815,000 | 7,316,000 |
| Allowance for loan losses | 401,000 | 402,000 | 401,000 | 401,000 |
| Securities available for sale | 37,810,000 | 37,664,000 | 35,502,000 | 38,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,535,000 | 43,213,000 | 42,828,000 | 46,258,000 |
| Interest-bearing deposits | 32,137,000 | 32,894,000 | 32,370,000 | 33,322,000 |
| Noninterest-bearing deposits | 11,398,000 | 10,319,000 | 10,458,000 | 12,936,000 |
| Equity capital | 6,511,000 | 6,751,000 | 6,922,000 | 6,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 904,000 | 1,311,000 | 1,706,000 |
| Interest expense | 64,000 | 126,000 | 184,000 | 239,000 |
| Net interest income | 397,000 | 778,000 | 1,127,000 | 1,467,000 |
| Noninterest income | 13,000 | 23,000 | 33,000 | 45,000 |
| Noninterest expense | 266,000 | 529,000 | 805,000 | 1,103,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 272,000 | 317,000 | 371,000 |
| Income tax | 10,000 | 20,000 | 22,000 | 25,000 |
| Net income | 134,000 | 252,000 | 295,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,812,000 | 5,929,000 | 5,972,000 | 6,024,000 |
| Total capital | 6,131,000 | 6,252,000 | 6,278,000 | 6,356,000 |
| Risk-weighted assets | 25,412,000 | 25,734,000 | 25,300,000 | 26,484,000 |