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Call reports 2003

FARMERS STATE BANK OF CROSBY, NORTH DAKOTA — 2003

What FARMERS STATE BANK OF CROSBY, NORTH DAKOTA reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6a4a8dcb-4778-4809-a4d9-12370110199b/2003

Balance sheet

What the bank holds and owes at quarter end

Measure2003Q12003Q22003Q32003Q4
Total assets49,576,00048,538,00046,987,00048,651,000
Total loans16,520,00018,223,00018,236,00015,980,000
Allowance for loan losses370,000370,000370,000370,000
Securities available for sale20,061,00020,082,00017,603,00021,523,000
Securities held to maturity5,130,0005,137,0004,979,0004,867,000
Trading assets0000
Total deposits40,786,00039,799,00038,246,00040,313,000
Interest-bearing deposits35,229,00033,273,00032,905,00034,585,000
Noninterest-bearing deposits5,557,0006,526,0005,341,0005,728,000
Equity capital8,412,0008,416,0008,422,0008,184,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2003Q12003Q22003Q32003Q4
Interest income575,0001,123,0001,644,0002,141,000
Interest expense172,000334,000481,000623,000
Net interest income403,000789,0001,163,0001,518,000
Noninterest income25,00042,00064,00089,000
Noninterest expense261,000505,000763,0001,080,000
Provision for loan losses0112,000112,000122,000
Pretax income167,000214,000352,000405,000
Income tax54,00057,00099,00076,000
Net income113,000157,000253,000329,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2003Q12003Q22003Q32003Q4
Tier 1 capital8,156,0008,200,0008,295,0008,148,000
Total capital8,494,0008,562,0008,647,0008,477,000
Risk-weighted assets27,003,00028,974,00028,141,00026,311,000

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