Call reports 2012
COMMUNITY BANK — 2012
What COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 38,893,000 | 39,409,000 |
| Total loans | 28,804,000 | 30,640,000 |
| Allowance for loan losses | 431,000 | 422,000 |
| Securities available for sale | 3,090,000 | 2,982,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 34,527,000 | 34,971,000 |
| Interest-bearing deposits | 29,749,000 | 30,103,000 |
| Noninterest-bearing deposits | 4,778,000 | 4,868,000 |
| Equity capital | 4,283,000 | 4,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 446,000 | 926,000 |
| Interest expense | 41,000 | 80,000 |
| Net interest income | 405,000 | 846,000 |
| Noninterest income | 68,000 | 140,000 |
| Noninterest expense | 418,000 | 814,000 |
| Provision for loan losses | 23,000 | 45,000 |
| Pretax income | 32,000 | 127,000 |
| Income tax | 6,000 | 34,000 |
| Net income | 26,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 3,027,000 | 3,105,000 |
| Total capital | 3,368,000 | 3,460,000 |
| Risk-weighted assets | 28,781,000 | 29,731,000 |