Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 443,114,000 | 420,537,000 |
| Total loans | 253,405,000 | 237,554,000 |
| Allowance for loan losses | 3,907,000 | 19,000 |
| Securities available for sale | 131,086,000 | 55,258,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 376,549,000 | 358,827,000 |
| Interest-bearing deposits | 310,404,000 | 278,194,000 |
| Noninterest-bearing deposits | 66,145,000 | 80,633,000 |
| Equity capital | 43,773,000 | 59,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 3,372,000 | 2,207,000 |
| Interest expense | 367,000 | 128,000 |
| Net interest income | 3,005,000 | 2,079,000 |
| Noninterest income | 529,000 | 295,000 |
| Noninterest expense | 2,551,000 | 1,667,000 |
| Provision for loan losses | 5,000 | 90,000 |
| Pretax income | 978,000 | 617,000 |
| Income tax | 288,000 | 233,000 |
| Net income | 690,000 | 384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 41,438,000 | 45,583,000 |
| Total capital | 44,817,000 | 45,602,000 |
| Risk-weighted assets | 269,755,000 | 256,264,000 |