Call reports 2014
FIRST NATIONAL BANK — 2014
What FIRST NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 411,564,000 | 410,781,000 | 419,838,000 | 425,377,000 |
| Total loans | 256,732,000 | 252,803,000 | 251,574,000 | 253,283,000 |
| Allowance for loan losses | 4,732,000 | 4,690,000 | 4,306,000 | 3,908,000 |
| Securities available for sale | 79,979,000 | 123,420,000 | 137,127,000 | 126,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,027,000 | 345,161,000 | 354,215,000 | 354,436,000 |
| Interest-bearing deposits | 296,873,000 | 294,337,000 | 303,460,000 | 297,815,000 |
| Noninterest-bearing deposits | 49,154,000 | 50,824,000 | 50,755,000 | 56,621,000 |
| Equity capital | 42,768,000 | 42,817,000 | 42,835,000 | 43,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,442,000 | 6,858,000 | 10,325,000 | 13,793,000 |
| Interest expense | 356,000 | 723,000 | 1,097,000 | 1,474,000 |
| Net interest income | 3,086,000 | 6,135,000 | 9,228,000 | 12,319,000 |
| Noninterest income | 460,000 | 1,079,000 | 1,616,000 | 2,251,000 |
| Noninterest expense | 2,571,000 | 5,354,000 | 8,079,000 | 10,873,000 |
| Provision for loan losses | 79,000 | 96,000 | 115,000 | 134,000 |
| Pretax income | 921,000 | 1,803,000 | 2,791,000 | 3,715,000 |
| Income tax | 269,000 | 524,000 | 819,000 | 1,088,000 |
| Net income | 652,000 | 1,279,000 | 1,972,000 | 2,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,159,000 | 42,236,000 | 42,380,000 | 42,485,000 |
| Total capital | 45,415,000 | 45,545,000 | 45,751,000 | 45,842,000 |
| Risk-weighted assets | 258,904,000 | 263,251,000 | 268,664,000 | 267,872,000 |