Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 398,493,000 | 395,610,000 | 394,425,000 | 400,798,000 |
| Total loans | 263,387,000 | 267,751,000 | 269,312,000 | 257,947,000 |
| Allowance for loan losses | 5,309,000 | 5,405,000 | 4,918,000 | 4,593,000 |
| Securities available for sale | 89,849,000 | 91,322,000 | 84,287,000 | 88,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,715,000 | 335,403,000 | 333,921,000 | 335,706,000 |
| Interest-bearing deposits | 295,946,000 | 286,153,000 | 282,125,000 | 287,852,000 |
| Noninterest-bearing deposits | 41,769,000 | 49,250,000 | 51,796,000 | 47,854,000 |
| Equity capital | 43,131,000 | 42,535,000 | 42,706,000 | 42,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,665,000 | 7,391,000 | 11,067,000 | 14,645,000 |
| Interest expense | 377,000 | 751,000 | 1,113,000 | 1,491,000 |
| Net interest income | 3,288,000 | 6,640,000 | 9,954,000 | 13,154,000 |
| Noninterest income | 667,000 | 1,385,000 | 2,057,000 | 2,623,000 |
| Noninterest expense | 2,578,000 | 5,250,000 | 7,894,000 | 10,528,000 |
| Provision for loan losses | 228,000 | 454,000 | 531,000 | 610,000 |
| Pretax income | 1,149,000 | 2,321,000 | 3,542,000 | 4,595,000 |
| Income tax | 344,000 | 698,000 | 1,069,000 | 1,387,000 |
| Net income | 805,000 | 1,623,000 | 2,473,000 | 3,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,305,000 | 41,549,000 | 41,746,000 | 42,057,000 |
| Total capital | 44,576,000 | 44,921,000 | 45,139,000 | 45,330,000 |
| Risk-weighted assets | 259,621,000 | 267,677,000 | 269,810,000 | 260,440,000 |