Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 408,149,000 | 398,099,000 | 391,997,000 | 387,820,000 |
| Total loans | 245,587,000 | 250,613,000 | 259,998,000 | 259,458,000 |
| Allowance for loan losses | 5,181,000 | 5,165,000 | 5,102,000 | 5,178,000 |
| Securities available for sale | 109,167,000 | 111,184,000 | 98,440,000 | 95,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,689,000 | 353,981,000 | 327,884,000 | 329,112,000 |
| Interest-bearing deposits | 331,265,000 | 303,439,000 | 283,164,000 | 284,465,000 |
| Noninterest-bearing deposits | 28,424,000 | 50,542,000 | 44,720,000 | 44,647,000 |
| Equity capital | 42,604,000 | 42,901,000 | 43,362,000 | 43,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,827,000 | 7,685,000 | 11,521,000 | 15,351,000 |
| Interest expense | 565,000 | 1,097,000 | 1,530,000 | 1,916,000 |
| Net interest income | 3,262,000 | 6,588,000 | 9,991,000 | 13,435,000 |
| Noninterest income | 788,000 | 1,443,000 | 2,193,000 | 2,633,000 |
| Noninterest expense | 2,720,000 | 5,428,000 | 8,160,000 | 10,792,000 |
| Provision for loan losses | 451,000 | 907,000 | 1,360,000 | 1,816,000 |
| Pretax income | 986,000 | 1,815,000 | 2,792,000 | 3,588,000 |
| Income tax | 274,000 | 491,000 | 766,000 | 969,000 |
| Net income | 712,000 | 1,324,000 | 2,026,000 | 2,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,631,000 | 40,122,000 | 41,007,000 | 40,999,000 |
| Total capital | 42,842,000 | 43,382,000 | 44,275,000 | 44,236,000 |
| Risk-weighted assets | 254,922,000 | 258,907,000 | 259,603,000 | 256,936,000 |