Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 403,751,000 | 407,781,000 | 409,354,000 | 396,301,000 |
| Total loans | 236,512,000 | 235,628,000 | 225,164,000 | 239,076,000 |
| Allowance for loan losses | 5,897,000 | 5,568,000 | 4,937,000 | 4,716,000 |
| Securities available for sale | 112,387,000 | 109,803,000 | 110,972,000 | 120,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,734,000 | 365,740,000 | 366,720,000 | 348,413,000 |
| Interest-bearing deposits | 327,635,000 | 320,096,000 | 317,456,000 | 304,157,000 |
| Noninterest-bearing deposits | 35,099,000 | 45,644,000 | 49,264,000 | 44,256,000 |
| Equity capital | 40,300,000 | 41,220,000 | 41,670,000 | 42,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,976,000 | 7,936,000 | 11,822,000 | 15,691,000 |
| Interest expense | 840,000 | 1,634,000 | 2,326,000 | 2,930,000 |
| Net interest income | 3,136,000 | 6,302,000 | 9,496,000 | 12,761,000 |
| Noninterest income | 278,000 | 508,000 | -1,409,000 | -616,000 |
| Noninterest expense | 2,665,000 | 5,514,000 | 8,164,000 | 10,933,000 |
| Provision for loan losses | 450,000 | 1,076,000 | 3,219,000 | 3,809,000 |
| Pretax income | 299,000 | 335,000 | -3,241,000 | -2,482,000 |
| Income tax | 10,000 | -82,000 | -1,556,000 | -1,424,000 |
| Net income | 289,000 | 417,000 | -1,685,000 | -1,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,197,000 | 38,054,000 | 37,959,000 | 38,774,000 |
| Total capital | 41,464,000 | 41,324,000 | 41,164,000 | 41,993,000 |
| Risk-weighted assets | 258,720,000 | 259,329,000 | 254,662,000 | 255,984,000 |