Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 416,106,000 | 403,667,000 | 411,728,000 | 397,812,000 |
| Total loans | 254,951,000 | 245,030,000 | 242,132,000 | 237,194,000 |
| Allowance for loan losses | 5,835,000 | 5,418,000 | 5,738,000 | 5,696,000 |
| Securities available for sale | 119,693,000 | 111,274,000 | 113,155,000 | 105,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,757,000 | 350,267,000 | 355,033,000 | 357,293,000 |
| Interest-bearing deposits | 336,651,000 | 320,613,000 | 322,272,000 | 321,874,000 |
| Noninterest-bearing deposits | 27,106,000 | 29,654,000 | 32,761,000 | 35,419,000 |
| Equity capital | 36,535,000 | 37,589,000 | 40,890,000 | 39,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,303,000 | 8,561,000 | 12,803,000 | 16,871,000 |
| Interest expense | 1,119,000 | 2,213,000 | 3,293,000 | 4,280,000 |
| Net interest income | 3,184,000 | 6,348,000 | 9,510,000 | 12,591,000 |
| Noninterest income | 704,000 | 1,329,000 | 1,997,000 | 2,229,000 |
| Noninterest expense | 2,617,000 | 5,320,000 | 8,123,000 | 10,837,000 |
| Provision for loan losses | 610,000 | 1,272,000 | 1,903,000 | 2,704,000 |
| Pretax income | 780,000 | 1,429,000 | 1,825,000 | 1,635,000 |
| Income tax | 186,000 | 323,000 | 364,000 | 146,000 |
| Net income | 594,000 | 1,106,000 | 1,461,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,579,000 | 35,976,000 | 38,812,000 | 38,839,000 |
| Total capital | 39,090,000 | 39,356,000 | 42,208,000 | 42,151,000 |
| Risk-weighted assets | 278,514,000 | 268,348,000 | 269,354,000 | 262,562,000 |